Job Description

Job Summary:

The Mortgage Loan Originator role is responsible for assisting members with their mortgage lending needs, analyzing loan requests and making credit decisions based on mortgage lending policies and procedures.

Responsibilities:

• Reviews and evaluates information on mortgage loan documents to determine if buyer, property, and loan conditions meet bank and regulatory standards. Assembles documents in loan file, including acceptance or denial, and returns file mortgage clerk. Approves or rejects loan application, or requests additional information. Establishes terms and conditions of an approved loan and reviews with member.
• Markets the Credit Union's mortgage lending program to companies and individuals within the real estate community.
• Evaluates acceptability of loan on secondary mortgage markets.
• Cross sells other Credit Union services.
• Responsible for adhering to and complying with all applicable federal and state laws, regulations and guidance, adhering to Bank policies and procedures, and completing required training.
• Keeps informed of current trends in mortgage lending and market factors affecting mortgage lending.

Preferred Education and Experience:

• Three to five years of sales or related experience. Prior experience working in the Mortgage industry is a plus.
• Ability to maintain an active registration with the National Mortgage Licensing System (NMLS) is required.
• Excellent written and verbal communication skills.

LMCU is an Equal Opportunity Employer Lake Michigan Credit Union

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