To provide information on credit union products and services according to all credit union policies and procedures and Federal and State rules and regulations. Responsible for interviewing and evaluating applicants for routine loans and processing loan applications. Gather background information and analyze loan applicants credit history. Approve or deny loan applications based on analysis. Operate with moderate credit authority.
_*Duties and Responsibilities as a Loan Officer*_ _Gather background information on loan applications by interviewing loan applicants and obtaining credit bureau reports._ _Assist members with the loan application process to ensure completeness of information._ _Pull credit reports for all accounts, verify debts, and estimate monthly payments for any outstanding debts not listed and add them to debts on application._ _Calculate debt-to-income ratios on loan applicants._ _Calculate how much of a loan applicants debt is secured or unsecured._ _Complete loan application over the phone and/or electronically._ _Determine collateral needs and payment plans for members applying for loans._ _Determine eligibility of loan co-maker from co-makers statement and credit rating._ _Approve or deny loan applications._ _When a loan is denied, explain reasons for denial in a professional, courteous manner. Work with members to provide recommendations or alternative options for other possible way to secure a loan in the future._ _Verify the accuracy of loan amounts and repayment terms on approved loan applications._ _Complete loan documents and disburse loans when approved._ _Implement new loan products and services in accordance with management direction._ _Cross-sell lending and other credit union products._ _*Core Competencies:*_ Bachelor's degree in business, accounting or economics preferred, but not required. Excellent communication skills, both written and verbal. Active listening and interpersonal skills. Strong attention to detail. Computer literacy. Banking/lending knowledge preferred. Ability to multitask. Job Type: Full-time Benefits:by Jobble
...and the ability to communicate with guests and others in a professional, friendly and accurate manner. Prefer experience in the tourism/visitor industry. Prefer previous sales experience. Present a professional and friendly attitude while working in a fast-paced...
...Job Description Job Description Description: Outside Medicare Sales Exclusive General Agent for Blue Cross Blue Shield of Illinois and Texas ( Metro East Market ) Integrity Insurance & Financial Services Inc., 2013 to 2024 Exclusive General Agent of the Year for...
...Description Job Description Job Description JOB DETAILS Base Pay $20.00 per hour, plus $1.50 per hour shift differential Day Shift 6am - 6pm rotating shift Employment Benefits start on day 1 On Demand Pay Program (Access your pay when you need it)...
...About FIU Florida International University, a member of the State University System of Florida, is a 'Top 50' public university in U... ...programs in fields such as engineering, business, international relations, architecture, law and medicine. Since opening in 1972, FIU...
Job Description Job Description Senior Tax Manager (Trust and Estates) / $$$ / Top 50 firm / Strong benefits and ability for partnership This Jobot Job is hosted by: Joseph Sipocz Are you a fit? Easy Apply now by clicking the "Apply Now" buttonand sending us ...